Church, School & Special-Use Property Loans
Many banks won't touch special-use properties. Churches, private schools, funeral homes and similar buildings are hard to compare and harder to underwrite, so they get turned down or…
Many banks won't touch special-use properties. Churches, private schools, funeral homes and similar buildings are hard to compare and harder to underwrite, so they get turned down or stuck in committee for months. At South Florida Quality Mortgage, these are deals we know how to close.
Properties We Finance
- Churches and houses of worship
- Private schools, charter schools and daycare centers
- Funeral homes
- Warehouses and light industrial buildings
- Mixed-use and owner-occupied business properties
- Other special-use and hard-to-place commercial properties
Loan Types
- Purchase: buy the building your congregation, school or business needs.
- Cash-out refinance: unlock equity for renovations, expansion or working capital.
- Construction & renovation: build new or improve an existing facility, with draws released by phase.
Recent Special-Use Deals
- $500,000 commercial purchase: school in Hallandale, FL
- $350,000 cash-out refinance: church in Orlando, FL
- $150,000 refinance: warehouse in Miami, FL
Why Work With Us
- Direct lender. We make our own decisions, so you don't wait on a distant credit committee.
- 50+ wholesale lenders. If our in-house program isn't the right fit, we can shop your deal.
- $50K to $1.5M. Loans throughout all 67 Florida counties.
- 25+ years in South Florida. Based in Miramar since 2001.
Talk to a Local Lender Today
Tell us about your special-use property and we'll tell you which options fit, usually the same day. No obligation and no credit pull to get started.
Call (954) 455-7625 or (954) 455-7601, or get pre-qualified online.
South Florida Quality Mortgage Corp. | NMLS #376794 | Licensed Mortgage Lender & Broker, State of Florida | Equal Housing Lender. This is not a commitment to lend. All loans are subject to credit and property approval. Private/portfolio loans are for business-purpose and investment properties only.