South Florida's Direct Lender & Mortgage Broker

Hard money and private loans can close in as little as 7–14 days once we have your documents. Conventional and FHA loans typically take 3–4 weeks. Because we’re a direct lender making our own decisions, we don’t wait on a big bank’s timeline.

For hard money and private portfolio loans, the property’s equity matters more than your score — we regularly fund borrowers that banks decline. For conventional, FHA, and VA programs, standard credit guidelines apply, and with 50+ wholesale bank partners we can usually find a program that fits.

Not for every program. Our private portfolio and DSCR loans are asset-based — qualification rests on the property, not your tax returns. Self-employed borrowers and investors often choose these programs for exactly that reason.

From $50,000 up to $1.5 million, on residential, commercial, investment, and special-use properties throughout Florida.

Single-family homes, 1–4 unit residential, multi-family, warehouses, churches, schools, funeral homes, and other special-use commercial properties. If you’re not sure your property qualifies, call us — odd properties are our specialty.

Yes. We have dedicated programs for non-US citizens, visa holders, and international investors buying Florida property.

No. Our pre-qualification is free, takes minutes, and does not involve a credit pull. You’ll get a same-day response with no obligation.

Both — and that’s the advantage. As a direct lender we fund and service loans ourselves, with in-house decisions. As a broker we shop 50+ wholesale banks when another program offers you a better rate. Either way, you deal with us from application to payoff.