Investment Property Loans — South Florida Quality Mortgage
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DSCR & Rental Financing

Investment Property Loans in South Florida

DSCR loans, rental financing, multi-family & vacation rentals from $50K to $1M. Qualify on rental income — no personal income docs required.

$50K–$1MLoan range
DSCRNo income docs needed
23+Years experience
Apply Now — It’s Free Call 954-455-7625

Get Pre-Qualified

Same-day response — no obligation, no credit pull.

No obligation. No credit pull. NMLS #376794

$50K+Minimum loan
$1MMaximum loan
AllProperty types
DSCRNo income docs needed
Loan Programs
Investment Property Loan Options

From single family rentals to large multi-family portfolios — programs for every type of investor.

DSCR Loans

Qualify based on the property’s rental income — not your personal income. No tax returns required.

Rental Property Loans

Long-term financing for single family and small multi-family rentals at competitive rates.

Multi-Family Loans

Financing for 2-4 units and 5+ unit apartment buildings throughout South Florida.

Vacation Rental Loans

Airbnb and VRBO financing — we understand short-term rental income and how to qualify it.

Portfolio Loans

Finance multiple investment properties under one loan. Ideal for growing rental portfolios.

Cash-Out Refinance

Pull equity from existing investment properties to fund new acquisitions or renovations.

How It Works
From Application to Closing

Straightforward investor financing — for both new and experienced investors.

1

Apply or Call

Fill out our form or call us. Same-day response — usually within the hour.

2

Property Review

For DSCR loans we review the rental income. For other programs we review your full picture.

3

Loan Approval

We identify the best program and get you approved as fast as possible.

4

Close & Collect Rent

We guide you through closing and stay with you as your loan servicer.

Why Choose Us
Why Investors Choose SFQMC

We understand real estate investing. Programs designed for investors — not just homeowners.

Direct Lender

We make our own decisions in-house — faster approvals for investors who need to move quickly on a deal.

Mortgage Broker

When we broker your loan we shop 50+ wholesale banks to find the most competitive rate and program for your investment.

We Service Our Own Loans

For loans we originate directly — you deal with us from closing to payoff. No transfers, no strangers.

23 Years in South Florida

We know this market — rental values, cap rates & deal structures. Local knowledge closes deals.

Common Questions
FAQs
What is a DSCR loan?
A DSCR loan qualifies based on the property’s rental income rather than personal income. If the rent covers the mortgage — you can qualify. No tax returns or W-2s required.
Do you finance vacation rentals and Airbnb properties?
Yes — we have programs that use short-term rental income to qualify. We understand how to structure financing for Airbnb and VRBO properties in Florida.
Can I finance multiple investment properties?
Yes — we offer portfolio loans covering multiple properties under one loan, as well as individual loans for each property.
What is the minimum down payment?
DSCR and investment property loans typically require 20-25% down. Call us at (954) 455-7625 to discuss your specific situation.
Do you lend on 5+ unit apartment buildings?
Yes — we finance multi-family properties including 5+ unit buildings through our wholesale lender network.

Ready to Grow Your Portfolio?

Same-day response. No obligation. No credit pull.

Call (954) 455-7625 Apply Online