Commercial

Commercial Loans — South Florida Quality Mortgage
Hard Money & Private Lending

Commercial Loans in South Florida

Hard money and private financing for warehouses, churches, schools, funeral homes, mixed-use and special-use properties. Loans from $50,000 to $1,500,000. We are the direct lender.

$50K–$1.0M
Loan range
Direct
In-house lender
23+
Years experience

Get Pre-Qualified Today

Response time 24 hours or less — usually same day.

No obligation. No credit pull. NMLS #376794

$50K+
Minimum loan
$1.0M
Maximum loan
Direct
Lender & servicer
Fast
In-house decisions

Commercial Properties We Fund

We specialize in property types that traditional banks often won’t touch — special-use, faith-based, and non-standard commercial properties.

Warehouses & Industrial

Distribution centers, storage facilities, light manufacturing, and industrial properties throughout South Florida.

Churches & Religious Facilities

Faith-based organizations often struggle to find willing lenders. We have experience financing church purchases, expansions, and refinances.

Schools & Education

Private schools, charter schools, daycares, and educational facilities. We understand the unique financing needs of education properties.

Funeral Homes

Funeral homes and mortuary facilities are specialized properties. We have the experience to structure financing that works for your business.

Mixed-Use & Retail

Retail storefronts, mixed-use buildings combining commercial and residential, and small shopping centers.

Other Special-Use

If you have a commercial property that doesn’t fit a standard category, call us. We have financed properties others turned down.

From application to funding

As a direct lender we make our own decisions — no bank committee, no weeks of waiting.

1

Apply or Call

Fill out our form or call us directly. We respond same day — usually within the hour.

2

Property Review

We review the property, your financials, and loan request in-house — no outside committee needed.

3

Loan Approval

We approve based on the asset and deal structure. Faster decisions than any traditional bank.

4

Funding & Servicing

We fund and service the loan ourselves. You deal with us from day one to payoff.

Why Commercial Borrowers Choose SFQMC

We fund commercial deals that traditional banks decline — and we’ve been doing it in South Florida for over 23 years.

We Fund Special-Use Properties

Churches, funeral homes, and schools are turned down by most banks. We have the experience and appetite to fund these deals.

Asset-Based Approval

We focus on the property and deal structure — not just your credit score. More flexibility than conventional commercial lenders.

We Are the Direct Lender

No bank bureaucracy. We underwrite and approve in-house — faster decisions and a higher certainty of close.

23 Years in South Florida

We know this market. Local knowledge means we understand local property values, zoning, and deal structures.

Commercial Loan FAQs

Answers to questions we hear most often from commercial borrowers.

What loan amounts do you offer for commercial properties?
We offer commercial hard money and private loans from $50,000 up to $1,500,000 for properties throughout Florida.
Do you finance churches and religious organizations?
Yes — faith-based properties are one of our specialties. Many banks won’t lend on churches due to their special-use nature. We have experience structuring loans for churches of all sizes.
Can I get a commercial loan with less than perfect credit?
As a hard money and private lender we focus primarily on the property value and deal structure rather than credit score alone. Call us to discuss your specific situation.
How fast can you close a commercial loan?
Because we underwrite in-house as a direct lender, we can close significantly faster than traditional banks. Timeline depends on the property and deal complexity — call us to discuss.
What is a hard money commercial loan?
A hard money loan is an asset-based loan secured by the commercial property. Approval is based primarily on the property value and equity rather than the borrower’s income or credit history. These loans typically have shorter terms and are ideal for acquisitions, bridge financing, or situations where speed matters.

Ready to Finance Your Commercial Property?

Call us or apply online — we respond same day, usually within the hour.
No obligation. No credit pull.