Construction Loans in South Florida
Residential and commercial construction financing from $50,000 to $1,000,000. We are the direct lender — faster decisions, flexible draws, and no bank delays.
Construction Loan Programs
Whether you’re building a single-family home or a commercial property, we have a program built for your project.
Residential Construction
Finance the ground-up construction of a single-family home, duplex, or small multi-family property anywhere in Florida.
- Owner-occupied and spec builds
- Single family, duplex, triplex, fourplex
- Draw schedule based on construction milestones
- Loan amounts from $50,000 to $1,000,000
- Fast in-house approval — no bank committee
- Interest-only payments during construction
Commercial Construction
Fund the construction of commercial buildings including offices, retail, warehouses, and special-use properties throughout South Florida.
- Office, retail, warehouse, mixed-use
- Churches, schools, and special-use properties
- Flexible draw schedules
- Loan amounts from $50,000 to $1,000,000
- Direct lender — we make our own decisions
- Experienced with South Florida commercial market
From application to first draw
We’ve streamlined construction lending so you can focus on building, not paperwork.
Apply Online or Call
Fill out our short form or call us directly. We respond same day — usually within the hour.
In-House Review
We review your project and financials in-house — no bank committee, no third-party delays.
Loan Approval
Once approved we finalize your draw schedule and get your construction loan documents prepared.
Construction Begins
Funds are released at each milestone. We service the loan ourselves — you always deal with us.
Why Builders Choose SFQMC
23 years in South Florida means we’ve seen every type of construction project — and we know how to get them funded.
We Are the Direct Lender
No bank middleman. We underwrite, approve, and fund in-house — faster decisions and higher certainty of close.
We Service Our Own Loans
From your first draw to your final payment, you deal with us — not a third-party servicer who doesn’t know your project.
Flexible Draw Schedules
We work with you to set draw milestones that match your actual construction timeline — not a rigid bank template.
23 Years in South Florida
We know this market, these contractors, and these appraisers. That local knowledge means fewer surprises and faster closings.
Construction Loan FAQs
Answers to the questions we hear most often from builders and borrowers.
Ready to Break Ground?
Call us or apply online — we respond same day, usually within the hour.
No obligation. No credit pull.