Construction Loans — South Florida Quality Mortgage
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Construction Loans in South Florida

Residential & commercial construction financing from $50K to $1M. Fast in-house approval, flexible draws, no bank delays.

$50K–$1MLoan range
FastIn-house approval
23+Years experience
Apply Now — It’s Free Call 954-455-7625

Get Pre-Qualified

Same-day response — no obligation, no credit pull.

No obligation. No credit pull. NMLS #376794

$50K+Minimum loan
$1MMaximum loan
DirectIn-house lender & servicer
FLLicensed in Florida
What We Offer
Construction Loan Programs

Residential and commercial construction — we have a program for your project.

Residential Construction

Single family, duplex, triplex & fourplex — investment property builds throughout Florida.

  • Investment property only
  • Draw schedule based on milestones
  • $50,000 to $1,000,000
  • Interest-only or interest & principal during construction
  • Fast in-house approval

Commercial Construction

Offices, retail, warehouses, churches, schools & special-use properties throughout South Florida.

  • All commercial property types
  • Flexible draw schedules
  • $50,000 to $1,000,000
  • Direct lender — we decide in-house
  • 23+ years in South Florida market
How It Works
From Application to First Draw

Simple, fast, and in-house — no bank committees, no delays.

1

Apply or Call

Fill out our form or call us. Same-day response — usually within the hour.

2

In-House Review

We review your project in-house — no bank committee, no delays.

3

Loan Approval

We finalize your draw schedule and prepare your loan documents.

4

Build & Draw

Funds released at each milestone. We service the loan ourselves.

Why Choose Us
Why Builders Choose SFQMC

23 years in South Florida. We know how to get construction projects funded.

Direct Lender

We underwrite, approve, and fund in-house — faster decisions, no middleman.

We Service Our Loans

From first draw to final payment — you deal with us the entire time.

Flexible Draw Schedules

Draw milestones built around your actual construction timeline.

23 Years Local

We know this market, these contractors, and these appraisers.

Common Questions
FAQs
What are your loan amounts?
$50,000 to $1,000,000 for both residential and commercial construction in Florida.
How fast is approval?
We underwrite in-house and respond same day — usually within the hour. Much faster than traditional banks.
Do you offer construction-to-permanent loans?
We specialize in stand-alone construction loans. Once complete, we can help you secure permanent financing through our wholesale bank network.
How do draws work?
Funds are released in stages — foundation, framing, rough-in, drywall, completion. We build the schedule around your timeline.
Do I need a licensed contractor?
A licensed contractor is preferred, however owner-builders are considered on a case-by-case basis. Our investors favor borrowers with prior construction or real estate experience. Call us at (954) 455-7625 to discuss your situation.

Ready to Break Ground?

Same-day response. No obligation. No credit pull.

Call (954) 455-7625 Apply Online