Non-Conforming Loans

Non-conforming loans are designed for borrowers whose needs do not fit traditional loan guidelines. Whether it’s due to the size of the loan, credit history, property type, or unique income situations, we offer flexible options outside the standard conforming loan limits set by Fannie Mae and Freddie Mac.

Key features of non-conforming loan programs include:

• Loan amounts exceeding conventional conforming limits
• Flexible credit and income documentation requirements
• Financing for unique property types (condotels, mixed-use, non-warrantable condos)
• Options for self-employed borrowers and alternative income verification
• Custom solutions for borrowers with prior credit events (foreclosure, bankruptcy, short sale)
• Purchase, refinance, and cash-out options available

If you have a loan scenario that doesn’t fit into conventional guidelines, our non-conforming loan programs can offer the flexibility you need. Contact us today to find a solution tailored to your situation.