How does the Hard Equity Loan Process Works?

There are four primary steps involved in getting a loan.

Step one: determine how much you can borrow

We will guide you to the right loan amount and the best program for you when you answer a few questions. Based on standard lender guidelines, we’ll give you a good idea of what kind of terms and loan program you can expect to benefit most from.

Step two: pre-qualify for your loan

This is where  South Florida Quality Mortgage Corp. can really save you money. You will give us information about your current job, your assets and your residence history and give us permission to pull your credit score . After we’ve finished reviewing your information, we’ll give you a pre-qualification letter. The pre-qual letter gives you buying clout! While you’re shopping for your new property, we are researching the best loan program for you.

Step three: apply

Once you have made an offer and it’s been accepted, it’s time to apply for the loan. It’s very easy, and you can apply online, right here on our website. After  you have applied for your loan, we’ll order the professional appraisal on the property.

Step four: your loan is funded

Your real estate agent and the seller’s will work together to find an escrow/title company to handle the funding of your loan once it has been approved. We do all the work to coordinate with the title company to set your closing date.



We are Licensed Lenders in the State of Florida, NMLS# 376794

Call us at 954-455-7625 or fill out the form below to contact us

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