HELOCs (Home Equity Lines of Credit)

A HELOC allows homeowners to tap into the available equity in their property through a revolving line of credit. Whether you’re looking to renovate, consolidate debt, or cover major expenses, a HELOC provides flexibility and access to funds as needed.

Key features of HELOCs include:

• Access funds up to a set credit limit based on your home’s equity
• Flexible borrowing — draw only what you need, when you need it
• Interest-only payments available during the draw period
• Typically lower interest rates compared to credit cards or personal loans
• Use funds for renovations, investments, education costs, or major purchases
• Option to refinance into a fixed-rate loan after the draw period

Unlock the potential of your home’s equity with a flexible HELOC solution. Contact us to learn more and explore your options today.